Thursday, December 18, 2014

See How Your Health Plan Stacks Up Against The Competition!


Since 2005, United Benefit Advisors® (UBA) has surveyed and advised thousands of employers across the nation regarding their health plan offerings, their ongoing plan decisions in the face of significant legislative and marketplace changes, and the impact of these changes on their employees and businesses. Based on responses from 9,950 employers sponsoring 16,967 health plans, the UBA Health Plan Survey is the nation's largest health plan benchmarking survey and it provides more accurate plan cost and design data than any other source.

The 2014 UBA Health Plan Survey results reveal noteworthy trends and developments that bear scrutiny and the ongoing attention of employers interested in benchmarking their plans against the competition and making the most informed health care plan decisions possible.

Key findings from the 2014 Executive Summary include:

  • Employers overwhelmingly opted for early renewals of their plans
  • A "new normal" may be emerging for increased out-of-pocket costs for employees
  • The rise of HSAs and HRAs
  • Employers continue to offer one PPO health plan option
  • Wellness program adoption seems to be in a holding pattern
  • Small and midsized employer costs flip-flop
  • Northeast regional plans continue to be the richest and could be subject to the Cadillac tax

2014 Health Plan Survey Information



2013 Health Plan Survey Information



2012 Health Plan Survey Information


Why Benchmarking?

Employers are increasingly challenged to find accurate information that will help them evaluate their health plan design, manage rising costs and prepare for the future of health care. Making the right strategic business decisions starts with having all the facts.

Have All the Facts: Benchmarking data from the UBA Health Plan Survey can help you gauge a wide range of factors regarding your health plan offerings, such as:

  • Are company premiums above or below the norm?
  • Are the levels of contributions you require your employees to pay in line with your competitors?
  • Are copays, deductibles, coinsurance and out-of-pocket maximums for your plans in line with averages for your geography, industry and size?
  • How do your annual premium increases compare with other employers in your area?
  • How do your prescription drug benefits compare?
  • Are you in step with the cost-containment strategies being implemented successfully by other companies in your industry?


As health care exchanges go online and fewer businesses are burdened with a full health care plan, an interest in voluntary products continues to grow. United Benefit Advisors released preliminary results from its Ancillary Products Survey, which indicates vast differences in voluntary benefits offered by employer size, region and industry, highlighting the importance of using local benchmarking data in benefits planning.

Know what others in your industry or area are offering when it comes to voluntary benefits.

The 2014 UBA Benefit Opinions Survey provides employers who participate with critical data that allow them to compare their attitudes and strategies regarding employer-provided health care with those of their peers and competitors. This survey will reveal which strategies are actually being implemented (rather than just talked about) and which ones are really working.

The survey delineates employers' opinions in five key areas: Health Plan Strategy, Benefits Philosophy and Opinion, Health Plan Management, Personal Health Management, and Employee Communications. The survey compiles information from employers representing all major industry classifications, employee size categories, and regions of the country.


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